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Posted by Anthony Susi on 10/15/2018

Add beauty and serenity to your new home be designing a flower garden. Creating a flower garden doesnít have to be a huge time-consuming chore if you donít want it to be. In fact, with the right plant selections, it can be fairly low-maintenance year round.

Hereís what you need to know about designing a flower garden:

Start by taking note of where you would like to place your flower beds. Youíll want to have a good idea of how much sunlight and shade this area receives as well as the soil quality.

Itís good to know how quickly the soil dries out or how much it retains moisture to best understand which plants will thrive here and which might need extra care.

If youíre looking for a low maintenance garden youíll want to pick plants that will naturally thrive in these conditions with needing you to fuss over them very much.

Start your garden small, especially if this is your first, as you can always expand later but it will be more difficult to shrink down. Youíll also want to keep the types of plants you have in mind when planning size.

Plan based on the sizing of a mature plant and not the size you initially take it home as. This will prevent overcrowding which will keep all of your plants happy and look best visually.

Trace out the shape of your garden and test how easy it is to maintain the lawn around it. This way you will know exactly what to expect when doing law maintenance and can avoid any particular tricky corners or shapes to navigate.   

When planning placement of your flowers arrange plants by height with the tallest blooms in the back and shortest up front. This ensures that every flower will have equal access to sunlight without taller plants overshadowing those below them.  

You will also want to plan the depth of your flower beds so that you can access even the furthest reaches with ease. Donít create hard to reach spots that make it easy for weeds or pests to take root and flourish just out of your reach.

Visually it is best to plant at least three plants of a kind. Whether you cluster them together or spread them out is up to you. As you plot out the expanse of your garden carries colors of flowers through all of your beds for a cohesive look across your yard.

Itís best to plan to add more than just flowering greenery. Shrubbery, ornamental grass and foliage add texture and interest year round. It keeps your garden looking full during periods without blooms and allows said blooms to really pop when they are in season.




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Posted by Anthony Susi on 10/8/2018

Itís a good financial practice to check your credit report and score periodically. You want to be sure that no one has stolen your identity and that all the information on the report is correct. It may sound simple to check your credit, but there are so many sources that you can get it from and so many options that it can be a dizzying process. Read on to learn more about the basics of checking your credit and credit score. 


Your Credit Score Comes From Different Sources


You can check your credit score from one source and find that the score varies from place to place. Why? There are a few different scoring models that are used to calculate scores. There could be as much as a 50 point difference between sites. There are also three credit reporting agencies. Each one uses a different method to calculate credit scores. Each method provides lenders with different information to allow them a picture of what type of borrower you will be. 


Checking Your Score


Many different apps allow you to check your credit score. These enable users not only to see their scores but to see what can be done to improve the userís credit report and score. You canít see your credit report on these apps, but you can always head to annualcreditreport.com to check the full scope of your report. This is the only official site to pull your credit report fro the credit bureaus.  Finding the right app to check your credit score is simple, it only takes a few minutes to sign up. 


How Are Credit Scores Calculated?


Your credit score is calculated using a few different factors. Each credit bureau uses the formula a bit differently. Scores range from 300- 850. Itís pretty rare to see perfect credit at 850. Anything over 700 is considered ďgoodĒ or excellentĒ credit. You need at least a score of 600 to obtain loans in most cases. The higher your score, the better the interest rate will be.     



When Is The Best Time To Check The Score?


Before you apply for any large loan, itís a good idea to check your credit rating. Taking a peek will allow you to see where you stand. You donít want  to apply for a loan and end up being surprised by problems with your credit. Many apps allow you to check your score on a monthly basis. Itís easy to stay on top of your credit score and especially important to know where you stand when you buy a home.   




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Posted by Anthony Susi on 10/1/2018

Adding a condo to the housing market may seem difficult at first. Lucky for you, real estate agents can help you streamline the process of listing your condo, stirring up interest in your property and ensuring you can maximize its value.

What does it take to find the right real estate agent to sell your condo? Here are three questions that you should ask a real estate agent before you hire this professional to sell your condo:

1. Have you sold condos in the past?

When it comes to selling a condo, it is always better to err on the side of caution. Therefore, you may want to consider hiring a real estate agent with condo selling experience over a real estate professional who exclusively sells homes.

A real estate agent with condo selling experience may be able to offer insights that you won't receive elsewhere. For example, this real estate professional may be able to provide tips to help you enhance your condo without the risk of violating homeowners' association (HOA) rules.

Plus, a real estate agent with condo selling experience will understand how to manage home selling challenges that may arise. This housing market expert will be able to address such challenges quickly and limit their impact on the condo selling process.

2. What approach will you take to sell my condo?

As a condo seller, your goal is to sell your condo as quickly as possible and ensure you can get the best price for your property. Meanwhile, you should find a real estate agent who shares your goal and will do everything possible to promote your residence to the right groups of property buyers.

Initially, a real estate agent should learn about your condo selling needs. He or she will listen to your condo selling concerns and ensure you are fully supported throughout the condo selling cycle.

A real estate agent should be ready to promote your condo in a variety of ways too. From social media posts that highlight the size and beauty of your condo to open houses that enable property buyers to check out your residence, a real estate agent should go above and beyond the call of duty to showcase your condo.

3. Why should I hire you?

No two real estate agents are identical, and as such, you're sure to hear lots of different responses to this question. Consider a real estate agent's answer closely, and if you are satisfied with the response, you may want to move forward with this housing market professional.

For home sellers, it is essential to collaborate with a real estate agent who makes you feel comfortable. This real estate professional will communicate with you regularly and keep you informed at each stage of the home selling process. As a result, you'll never be left in the dark as you move closer to selling your condo.

Ready to sell your condo? Use the aforementioned tips, and you can hire a great real estate agent to help you simplify the condo selling process.




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Posted by Anthony Susi on 9/24/2018

Searching for the ideal home is an exciting adventure, but it can also be fraught with setbacks, delays, and disappointments. With a little preparation, however, you can avoid many of the potential pitfalls that could happen along the way.

One of the secrets of successful house hunters is to adopt a positive attitude, but temper it with a dose of realism.

Flexibility is also important, but it pays to be steadfast about your absolute requirements, also known as your "must have" list.

To help ensure a successful house hunting experience, here are a few of the key attitudes and qualities that are worth taking inventory of and cultivating.

Persistence: Although it does happen, it's unlikely that the house of your dreams is going to show up at the beginning of your search. As seasoned house hunters know, it's not unusual to have to look at dozens of houses for sale before finding just the right one. But even when you've reached that turning point, there still may be obstacles, hurdles, and challenges to deal with. The perfect example is a bidding war. What if you're all ready to make an offer on the ideal house, but it turns out that one or more other buyers have their sights set on that same house? That can not only be stressful, but it can stretch your housing budget to its outer limits (and beyond)! On one hand, you have to be willing to walk away from a property that would leave you "house poor", but on the other hand, you may want to consider pursuing a real estate deal that's on the high end of your budget, but financially doable. Working with a knowledgeable real estate agent who's a skilled negotiator can help give you an edge when you're confronted with a so-called "bidding war."

Optimism: If you view house hunting as a process which will eventually produce your desired outcome, then you'll be a lot more motivated to go the distance, rather than lower your standards or give up entirely. A positive attitude will help you overcome setbacks, identify workable solutions, and recognize opportunities when they present themselves.

Organization: Whether you prefer the idiom "The devil is in the details" or "God is in the details," the lesson is still the same: Small details can have a big impact. Staying goal-oriented and organized can help propel you forward and avoid frustrations. Knowing your credit score, establishing a realistic housing budget, and scheduling meetings with mortgage lenders will help you stay on course, be prepared, and steer clear of unnecessary delays. It also helps to take notes, create lists, and follow a daily or weekly action plan.

Buying a house is an important priority which can affect the quality of your life in many ways. By staying organized, focused, and positive about your search, your chances of success will be enhanced many times over.




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Posted by Anthony Susi on 9/18/2018


If you are thinking of buying or selling real estate?? Ring The King (617) 243-3883 and use my moving truck for free. Over 21 years of exceeding buyers and sellers expectations. Letís exceed yours!! Each client is personally guided through the process by me. Not a team member looking to learn real estate at your expense. I have had team members before itís not the same experience for the consumer. Trust me on that. All my clients get treated like family not just a number. www.SusiSells.com




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