Posted by Anthony Susi on 2/11/2019

If you are working from home or considering starting a new business at home, a home office is essential for what you do. But you don't have to break into a bank to create your own home office; you can instead use the things that you find affordable or readily available to creatively come up with something that is functional and effective for you.

  • Use Sunlight to your advantage: Place your desk and chair in front of a window and watch your creativity blossom. You are probably going to spend a large chunk of your time here, so you want to be as comfortable as possible. The window view also gives you an opportunity to take in the outdoors every other minute and reduce eye fatigue.
  • Give the walls a new look: Don't just paint the walls, paint them a color that suits you. What kind of color expresses your style and will increase your productivity?
  • Find a comfortable chair: That goes without saying. Don't sacrifice function for form. The chair design you saw on Pinterest may look great in photographs but may be bad for your back with long-term usage. You want to make sure that you have a chair that is ergonomically correct 
  • Add some touch of greenery: For some reason, plants make the atmosphere of any room feel better, so you should add some greenery to make the office more comfortable for you. Look out for plants that you donít have to water every day, that way nothing dies in your absence.
  • Make the space personal: Frame up some of your favorite quotes for the wall, or place pictures of your family on your work desk. Make it as distinctive as possible, so that it reflects you and your style in every way. Choose accessories that will add to the feeling of comfort you want to recreate. 
  • Put the little spaces to efficient use: You are probably not going to have as much space as a regular corporate office, so you should aim to take every advantage of available space. Use floating shelves to keep papers and office equipment away from your desk. You can get a basket to hold all your working files and to-do lists instead.

Whatever intentions you had for setting up your office at home, make sure itís something more than a regular chair and table set up in the guest bedroom. You want to be as comfortable and at ease, as you can be. You also want your workspace to inspire productivity and be presentable enough to stage an official meeting if/when the need arises. Visit your local home improvement store for bargains on items that you may need




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Posted by Anthony Susi on 2/4/2019

Navigating the home selling journey can be difficult, regardless of whether you're an experienced or first-time property seller. Fortunately, we're here to help you limit the possibility of encountering home selling problems that otherwise may prevent you from achieving your desired results.

Now, let's take a look at three tips to help you avoid risks during the home selling journey.

1. Learn About the Housing Market

What sets your residence apart from others on the real estate market? Ultimately, if you allocate time and resources to learn about the local real estate sector, you can promote your residence to the right groups of prospective buyers.

Take a look at the prices of homes that are similar to your own and are located in your city or town. With this real estate market information, you can narrow the price range for your residence.

Also, check out the prices of recently sold houses in your area and find out how long these homes were available before they were sold. This real estate market information will enable you to determine whether you're about to enter a buyer's or seller's market.

2. Establish an Aggressive Price for Your House

An aggressive initial home asking price can be a difference-maker during the home selling journey. Because if you have an aggressive asking price in place for your home, you could boost the likelihood of a fast house sale.

Conducting a home appraisal enables you to understand the value of your house based on its age, condition and the current state of the housing market. This appraisal is performed by a property expert, and it may help you establish an aggressive initial home asking price from day one of the home selling journey.

In addition, it may be beneficial to complete a home inspection. If a home inspector analyzes your residence both inside and out, he or she can help you identify potential problems. Then, you can perform various home upgrades to boost the value of your home.

3. Remain Flexible

The home selling journey typically varies from seller to seller. However, if you remain flexible as you proceed along this journey, you may be better equipped than other home sellers to identify and address problems before they escalate.

If you require extra assistance during the home selling journey, you may want to hire a real estate agent as well. This housing market professional can guide you along the home selling journey and take the guesswork out of listing your residence.

A real estate agent will help you add your residence to the housing market, promote your house to potential buyers and set up open house events and home showings. Plus, if you receive an offer to purchase your residence, a real estate agent will help you review this proposal and make an informed home selling decision.

Avoid problems throughout the home selling journey Ė use the aforementioned tips, and you can quickly detect and resolve any potential home selling issues.




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Posted by Anthony Susi on 1/28/2019

Your 401K is a great resource of investing for retirement. Many people use their 401kís as a part of their overall investment strategies, pulling money out of it when itís needed. When youíre ready to buy a house, you may think that pulling money out of your 401k for a down payment is a good idea. But think again. 


Although you should always speak with a financial professional about your money matters, the bottom line is that is probably not the best idea to use your 401k to supply money for a downpayment on a home. 


First, your 401k funds are pre-tax dollars. That means that you havenít paid any taxes on these funds. Your employer will often match the amount of money that you put into your 401k, as an incentive to help you save money for your future. You need to keep your 401k for a certain amount of time before any funds in the 401k become available to you without having to pay any kind of penalty. If you decide to take on the penalty, you can often face a cut to your employerís match programs as well. This is why you must make this decision wisely. 


The Penalties


Anyone under the age of 59.5 pays a penalty of 10 percent to take the money out of the fund. In addition, youíll now need to pay taxes on this money, because it becomes a part of your adjusted gross income. 


Alternative Actions


If you are looking to invest in a property, there may be other options for you rather than pulling money out of your 401k. While some plans allow you to borrow money from it. However, if your only option to get money to invest in a property is to pull money from your retirement account, it may not be the best time to invest in property for you. 


Keep It Separate


If youíre younger (say in your 30ís or 40ís) your best option is to have a completely separate account that is used to save for a downpayment and other expenses that youíll incur when you buy a home. In this sense you arenít spreading yourself too thin as far as investments go. You should compartmentalize your money. Buying a home is a large investment in itself. Home equity can also be a good source of a nest egg in later years when you need it. However, even if a property will be an income property, itís never smart to take from one investment account to provide for another unless youíre shifting your focus. You donít want to reach retirement, only to see that your funds have been depleted and you canít retire as expected.




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Posted by Anthony Susi on 1/23/2019

On this day 22 years ago I fulfilled my lifelong dream of becoming a realtor. I just want to take the opportunity to thank all my customers, family, and friends for your loyal support during this period. If it weren't for all your trust and confidence in me I wouldn't be as successful as I am today. I am forever grateful and will always be here for you. Real Estate is my passion and I have no plans of ever retiring. Lets make 2019 an amazing year of health & wealth for all of us!


Best,
The King of Real Estate
617-243-3883




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Posted by Anthony Susi on 1/21/2019

A home appraisal is paramount for a house seller. If a seller enters the real estate market with an appraisal report in hand, he or she can use the report's property valuation to determine the optimal price for a residence. Then, this individual can set an aggressive price for his or her house from day one of the home selling journey.

Ultimately, not all home appraisers are equal. Some of the key factors to consider as you weigh the pros and cons of hiring a home appraiser include:

1. Industry Experience

Hire a home appraiser who knows the ins and outs of the real estate industry Ė you will be happy you did. If you have a real estate expert at your side, you can receive a data-driven appraisal of your house.

Oftentimes, it helps to perform lots of research before you hire a house appraiser. If you reach out to an appraiser directly, you can learn about his or her industry expertise. Plus, you can use this opportunity to receive immediate responses to any home appraisal questions.

2. Client Referrals

Although it may be tough to determine exactly how an appraiser will analyze a house, it generally is a good idea to explore how past clients feel about this professional. If you request client referrals, you can get in touch with an appraiser's past clients. You then can receive firsthand insights about what it is like to work with this appraiser.

Typically, a home appraiser can provide client referrals upon request. If you allocate time and resources to request client referrals and connect with an appraiser's past clients, you could increase your chances of hiring a top-notch appraiser to assess your residence.

3. Your Home Selling Timeline

There is no guarantee that a home appraiser will be available on short notice. If you are operating on a tight home selling timeline, you may want to reach out to multiple home appraisers in your city or town. That way, you can find a first-rate home appraiser who can review your residence right away.

As you get set to add your house to the real estate market, you may want to hire a real estate agent, too. This housing market professional can put you in touch with the top home appraisers in your area. Also, he or she is happy to lend a helping hand at each stage of the property selling journey.

Let's not forget about the assistance that a real estate agent will provide after you list your house, either. At this point, a real estate agent will promote your residence to potential buyers. And if you receive an offer to purchase your house, a real estate agent will help you make an informed decision about whether to accept, reject or counter this proposal.

Ready to add your house to the real estate market? Hire a home appraiser, and you can receive a property valuation that you can use to price your residence competitively from day one of the house selling journey.